Today’s Saudi riyal (SAR) exchange rates against the currencies expats in Saudi Arabia send money to most, including the Indian rupee, Pakistani rupee, Bangladeshi taka, Philippine peso and Egyptian pound. Rates are updated daily from international currency market data, and the table shows when they were last updated; check them before you transfer money home.
Sending money home? Compare fees by country in our best money transfer services in Saudi Arabia guide.
Taking gold to India? Check the duty-free gold allowance from Saudi Arabia to India before you buy.
Related rates: SAR to INR · SAR to PKR · SAR to PHP · SAR to EGP · SAR to BDT · SAR to NPR · SAR to USD · Gold rate today · All expat tools
Why the Saudi Riyal Is Fixed at 3.75 to the Dollar
The riyal has been pegged to the US dollar at 3.75 SAR = 1 USD by the Saudi Central Bank (SAMA) since 1986. Because the dollar rate never changes, what you see move in the table is the other currency: when the Indian or Pakistani rupee weakens against the dollar, every riyal you send buys more rupees.
Which Rate Do You Actually Get When You Send Money?
The rates above are market reference rates. The rate you are offered depends on where you send from:
- Banks (for example Al Rajhi Bank): convenient if your salary is already there, but the rate usually includes a margin, and some transfers carry a fixed fee.
- Remittance apps and digital wallets: often quicker and cheaper for small amounts; check both the rate and the fee before you confirm.
- Exchange houses: good for cash pick-up at home; rates can differ from branch to branch on the same day.
Many expats in Saudi Arabia compare just the rate and miss the fee. The fairest comparison is simple: how much will my family receive for the same amount of riyals? Always check that figure in the app or at the counter before you pay.
Tips to Get More for Your Riyals
- Compare the amount received, not the headline rate: a better rate with a high fee can still lose.
- Send larger amounts less often if your provider charges a fixed fee per transfer.
- Double-check the recipient’s name, account number and IBAN or IFSC code: a returned transfer can cost you a fee and a worse rate the second time.
- Keep your receipt until the money arrives; you will need the reference number if anything goes wrong.
Rates by Country
- SAR to INR today: Saudi riyal to Indian rupee, with tips for sending money to India.
- SAR to PKR today: Saudi riyal to Pakistani rupee, with tips for sending money to Pakistan.
- SAR to PHP today: Saudi riyal to Philippine peso for the Philippines.
- SAR to EGP today: Saudi riyal to Egyptian pound for Egypt.
- SAR to BDT today: Saudi riyal to Bangladeshi taka for Bangladesh.
- SAR to NPR today: Saudi riyal to Nepalese rupee for Nepal.
- SAR to USD today: Saudi riyal to US dollar, fixed at 3.75 by SAMA.
- Sri Lankan rupee and more currencies: see the full table above.
Frequently Asked Questions
Why is the Saudi riyal always 3.75 to the US dollar?
The Saudi Central Bank (SAMA) pegs the riyal to the US dollar at 3.75. The rate against the dollar stays fixed, so SAR moves against other currencies only when those currencies move against the dollar.
Why is my bank’s rate lower than the rate on this page?
This page shows the market reference rate. Banks, apps and exchange houses add a margin and sometimes a fixed fee, so the rate you are offered is usually a little lower. Compare the final amount your family receives, not just the rate.
How often are these exchange rates updated?
Once a day from international currency market data. The time of the last update is shown with the rates, and your bank or app shows its own live rate when you transfer.
Do exchange rates change on Friday and Saturday?
Global currency markets close at the weekend, so the reference rate barely moves then. Some providers widen their margin over the weekend, so weekday transfers can work out slightly better.