Private companies and non-profit organisations in Saudi Arabia can now ask to pay government fines in installments instead of settling the full amount at once. The National Center for Government Resource Systems (NCGR) has opened an “Installment Requests for Violations” service on the Etimad platform, Saudi Gazette and Al-Madina reported on 9 and 10 November 2026.
The service covers fines that government agencies have issued against an establishment and recorded on Efaa, the national violations platform. For expat business owners, managers and the finance staff who handle these bills, it is a new option when a large penalty lands at a bad time.
What changed
Before this service, a fine recorded on Efaa had to be paid in full through SADAD or a card. Now an eligible establishment can submit a request through Etimad to split the amount into instalments, which is then handled under what NCGR calls “approved procedures”.
| Detail | What has been announced |
|---|---|
| Service name | Installment Requests for Violations |
| Run by | National Center for Government Resource Systems (NCGR) |
| Where to apply | Etimad platform |
| Fines covered | Financial penalties issued by government agencies and recorded on Efaa |
| Who can apply | Private-sector and non-profit establishments |
| Stated aim | Ease the financial burden on establishments and raise collection of government revenue |
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Who is affected
The service is for establishments, not individuals. That includes companies owned by foreign investors under a MISA licence, small shops, contractors and charities that hold fines from any government body linked to Efaa.
Efaa lists violations such as environmental, commercial and intellectual property breaches against a company’s commercial registration. Personal fines, such as a traffic violation on your own iqama, are a separate matter and are not part of this announcement.
What expats running a business should do now
Start by finding out exactly what your establishment owes. In practice, many companies only discover old fines when a government transaction is blocked, so a quick check now saves trouble later.
- Check Efaa. On the Efaa platform, choose Establishments and enter your commercial registration or establishment number to see every recorded violation. The Ministry of Finance service page explains the steps.
- Make sure you can log in to Etimad. Installment requests go through Etimad, so confirm who in the company holds the authorised account before you need it.
- Prepare your financial records. Expect a payment plan to be judged on the company’s ability to pay, so keep recent bank statements and accounts ready.
- Do not ignore smaller fines. If the amount is manageable, paying in full through SADAD or mada remains the simplest route.
- Call 19990 for help. This is the Ministry of Finance support number listed for the Efaa service.
What has not been announced yet
NCGR has not published the number of instalments allowed, any minimum or maximum fine amount, whether a down payment or fee applies, or how long approval takes. The reports we reviewed did not say whether the fine stays open on Efaa while a plan is running.
Some Arabic sites have listed document requirements and approval steps, but these have not appeared in an official NCGR or Ministry of Finance statement. We will update this article when the service guide is published.
For now, the change is simple: a company that cannot clear a government penalty in one go has an official way to ask for time.