End of Service Benefit Calculator Saudi Arabia 2026: Labour Law Articles 84 to 88

Last updated: 2 November 2026

Free end of service calculator for Saudi Arabia: enter your wage, service and reason for leaving to see your award.

End of Service Calculator (Saudi Labour Law 2026)

Wage to enter: your last total monthly wage (basic pay plus housing, transport and other regular allowances). Domestic workers: choose Domestic worker in the first box and enter the monthly wage.

The wage used as the statutory basis in your final settlement.
years
months
days

Informational estimate based on Saudi Labor Law Articles 84, 85 and 87. Actual entitlement can differ because of contract wording, wage components, unpaid leave, deductions or HRSD interpretation.

The result is an estimate. Your contract, wage components and the exact dates can change the final figure.

The calculator works out your end of service benefit (gratuity, مكافأة نهاية الخدمة) under Articles 84, 85 and 87 of the Saudi Labour Law, the same rules used by the official Qiwa calculator. It covers fixed-term and open-ended contracts and every common reason for leaving, from contract expiry to resignation, Article 81 and probation. For housemaids, house drivers and other domestic workers it applies Article 22 of the Domestic Workers Regulation instead.

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How End of Service Is Calculated

Years of serviceAward (Article 84)
First 5 yearsHalf a month’s wage for each year
Every year after 5One month’s wage for each year
Part of a yearPaid in proportion to the time worked

Worked example: a total wage of SAR 6,000 and 7 years of service gives 5 x SAR 3,000 + 2 x SAR 6,000 = SAR 27,000 when the contract ends or the employer ends it. If the worker resigns after 7 years, the award is two thirds: SAR 18,000.

Total monthly wageAfter 5 yearsAfter 10 yearsAfter 15 years
SAR 5,00012,50037,50062,500
SAR 10,00025,00075,000125,000
SAR 15,00037,500112,500187,500
SAR 20,00050,000150,000250,000
SAR 25,00062,500187,500312,500

Figures in SAR for a full award (contract expiry or ending by the employer).

Which Wage Is Used?

Article 84 uses your last wage, and Article 2 of the Labour Law defines wage as the actual wage: the basic wage plus all increments due, including allowances, bonuses and in-kind benefits. In practice that means basic pay plus housing, transport and other regular cash allowances. Commissions and percentage-based pay count too unless your contract excludes them (Article 86). Qiwa’s official calculator asks for the same figure, which it calls “total salary”.

Qiwa End of Service Reward Calculator form with contract type, termination reason, total salary and contract dates
Source: knowledge-center.qiwa.sa, End of Service Reward Calculator, captured 10 October 2026

If You Resign: Article 85

Service when you resignShare of the award
Less than 2 yearsNothing
2 to 5 yearsOne third
More than 5 and less than 10 yearsTwo thirds
10 years or moreThe full award

Since the 2025 amendments, “resignation” means a worker ending a fixed-term contract before it expires, with notice. Expatriate contracts are fixed-term by law, so these fractions apply to expats. The 2025 amendments did not change Articles 84 to 88. Read more about the resignation rules in Saudi Arabia.

When You Get the Full Award Even If You Leave

  • Force majeure: the contract ends for reasons beyond your control (Article 87).
  • Female workers: leaving within 6 months of marriage or within 3 months of giving birth (Article 87).
  • Employer breaches (Article 81): for example unpaid wages, assault, or being made to do work not agreed in the contract; you may leave without notice and keep all your rights. See our Article 81 guide.

When There Is No Award

  • Dismissal under one of the cases in Article 80, such as assault, serious misconduct or long unexcused absence, after you have been allowed to respond.
  • Resignation before 2 years of service.
  • Ending the contract during the probation period. See the probation period guide.

Payment Deadline and Deductions

  • The employer must pay within one week if it ended the contract, and within two weeks if you ended it (Article 88).
  • The employer may deduct debts you owe from your work.
  • GOSI does not pay end of service. It is paid by the employer.

What the Calculator Does Not Include

Your final settlement can be larger than the end of service award. These amounts are separate and are paid on top of it. Our final settlement calculator adds them all up for you:

  • Unused annual leave: paid in cash for the days you did not take, in proportion to the time worked (Article 111). See the annual leave rules.
  • Notice pay: if the side ending the contract does not give the required notice, it pays the wage for the notice period (Article 76).
  • Compensation for ending without a legitimate reason (Article 77): unless the contract sets an amount, 15 days of wage for each year of service on an open-ended contract, or the wages for the rest of the term on a fixed-term contract, and never less than two months of wage.
  • Unpaid salary: any wages still owed. See what to do when salary is delayed.

If you are leaving Saudi Arabia for good, settle these amounts before your final exit visa is issued, and keep the settlement paper signed by your employer.

End of Service for Domestic Workers

Housemaids, house drivers, cooks, nannies and other domestic workers are covered by the Domestic Workers Regulation (Ministerial Decision 40676 of 1445H, in force since 2024), not by the Labour Law. Choose Domestic worker in the first box of the calculator above.

Service with the same employerAward (Article 22)
Less than 4 yearsNo award under the regulation
4 to under 8 years1 month of the last wage
8 to under 12 years2 months
12 to under 16 years3 months
16 to under 20 years4 months

Worked example: a housemaid on SAR 1,500 a month who leaves after 10 years gets 2 x SAR 1,500 = SAR 3,000. After 12 years it is SAR 4,500. Years after the last full 4-year period add nothing until the next one is complete.

How It Is Calculated

  • Article 22: one month of the last wage for every four consecutive years with the domestic employer, paid when the contract ends. The regulation counts complete four-year periods and has no rule for paying part periods.
  • Article 1: the wage is what the worker is paid each month under the contract.
  • Article 26: no award only when the employer ends the contract for one of the worker faults listed there, such as a serious breach after a written warning, absence, fraud or assault.
  • Leaving early: Article 22 has no resignation fractions like Article 85 of the Labour Law. A worker who ends a fixed-term contract early without a legitimate reason may owe two months of wage (Article 25), unless an Article 27 reason applies, such as violence, dangerous work or being rented out to others.
  • Paid on top: cash for leave not taken (30 days for every 2 years, Article 12), a one-way ticket home on final exit (Article 12) and unpaid wages. The employer must pay within one week, or two weeks if the worker ended the contract (Article 23).

A contract can give the worker more than the regulation (Article 3). Complaints go to HRSD (Article 32) and must be made within 12 months of the end of the contract (Article 5). See also the domestic worker salary rules and transferring a domestic worker on Musaned.

If Your Employer Does Not Pay

  1. Ask the employer in writing for the settlement and a breakdown.
  2. File a claim through HRSD’s Friendly Settlement for Labor Disputes service. It is free and online, and the call centre is 19911.
  3. If it is not settled, the case goes to the labour court.
  4. Claims must be made within 12 months of the end of the work relationship (Article 234).

Also useful: employer not paying salary and the overtime calculator. You can cross-check your result with Qiwa’s official end of service calculator.

Frequently Asked Questions

How is end of service benefit calculated in Saudi Arabia?

Under Article 84 of the Labour Law you receive half a month’s wage for each of your first five years of service and a full month’s wage for each year after that, with part years paid pro rata. The wage used is your last actual wage: basic pay plus your regular allowances.

Is end of service based on basic salary or total salary?

On the total (actual) wage. The Labour Law defines wage as the basic wage plus all allowances and increments due, such as housing and transport, and Qiwa’s official calculator asks for your total salary. A contract can exclude commissions.

How much end of service do I get if I resign?

Nothing under 2 years of service, one third of the award after 2 to 5 years, two thirds after 5 to 10 years, and the full award after 10 years or more (Article 85).

How much end of service do I get after 5 years?

A full award after 5 years is two and a half months of your last total wage: SAR 20,000 on a wage of SAR 8,000. If you resign after exactly 5 years, Article 85 gives one third of that, about SAR 6,667.

How are part years counted?

In proportion to the time worked (Article 84). For example, 2 years and 6 months on a total wage of SAR 6,000 gives 2.5 x SAR 3,000 = SAR 7,500 when the contract expires.

How do I use the Qiwa end of service calculator?

Open the End of Service Reward Calculator in the Qiwa Knowledge Centre, choose the contract type and the reason the contract ended, then enter your total salary (basic plus all cash allowances) and the contract start and end dates. With a Qiwa individual account you can also see it under My current job. The calculator on this page follows the same Articles 84, 85 and 87.

Is the HRSD end of service calculator still available?

The official calculator is now on Qiwa, which is run by the Ministry of Human Resources. As of October 2026 the old HRSD calculator page shows a not found error, so use the Qiwa calculator or the one on this page.

Does end of service include unused leave or notice pay?

No. Pay for unused annual leave (Article 111), notice pay (Article 76) and compensation for ending a contract without a legitimate reason (Article 77) are separate amounts paid on top of the end of service award.

Do Saudis and expats get the same end of service?

Yes. Articles 84 to 88 make no difference by nationality. The award is paid by the employer, not by GOSI, and a Saudi worker’s GOSI pension is a separate benefit.

Does the probation period count toward end of service?

Yes. If you stay on after probation, your service counts from your start date. If the contract ends during probation, no award is due (Article 54).

When must the employer pay end of service?

Within one week of the end of the contract if the employer ended it, and within two weeks if the worker ended it (Article 88). The employer may deduct work-related debts.

What if my employer does not pay my end of service?

File a claim through HRSD’s Friendly Settlement service (call 19911). If it is not settled, it goes to the labour court. Claims must be made within 12 months of the end of the work relationship.

How is end of service calculated for a housemaid or house driver?

Under Article 22 of the Domestic Workers Regulation, a domestic worker gets one month of the last wage for every four consecutive years with the same employer. On a wage of SAR 1,500 that is SAR 1,500 after 4 years, SAR 3,000 after 8 or 10 years and SAR 4,500 after 12 years. Cash for leave not taken and a ticket home are paid on top (Article 12).

Does a domestic worker get end of service before 4 years?

Not under the regulation. Article 22 pays one month for each complete period of four consecutive years and has no rule for part periods, so service under 4 years gives no award unless the contract offers more (Article 3). Cash for leave not taken is still due (Article 12).

Sources: Saudi Labour Law (Bureau of Experts, including the amendments in force from 19 February 2025), Articles 2, 80, 81, 84 to 88, 111 and 234; Domestic Workers Regulation (Ministerial Decision 40676 of 17/3/1445H, Umm al-Qura), Articles 1, 3, 5, 12 and 21 to 27; Qiwa End of Service Reward Calculator; HRSD Friendly Settlement service. This is general information, not legal advice.

Arslan Ahmad
Arslan Ahmad
Arslan Ahmad is the founder and editor of Saudi Life Guide, an IT professional who has lived and worked in Saudi Arabia with his family for several years. He started the site in December 2025 to give expats clear, up-to-date guides on iqama and visas, jobs and labour law, banking, SIM cards, travel and religious seasons. Every guide is checked against official sources such as Absher, Qiwa and Muqeem, reviewed by him before publication and dated when it is updated.

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